Brokers using Acre’s mortgage platform will now have the ability to connect to Santander, following an API development facilitated by Mortgage Brain.

The direct connectivity allows Acre’s broker network to connect seamlessly to Santander to obtain a full decision in principle (DIP) and pre-populated full mortgage application (FMA).

The DIP result will be returned within 30 seconds and brokers can access daily case tracking updates via the API connection, Mortgage Brain confirmed.

Acre’s verification system ensures all data is in place before initiating the request to Santander, and the partnership ensures that end-users, as well as consumers, benefit from a consistent user experience in their application process.

Chief operating officer at Mortgage Brain, Cloe Atkinson, commented: “I’m delighted that we are already realising our vision to transform the distribution of mortgages in the UK. Acre is one of many distributors we are helping with the creation of our industry plumbing that ensures lenders can connect to multiple distributors and aggregators.”

Acre founder and CEO, Justus Brown, added: “Our tech helps brokers work smarter and faster while delivering better outcomes for their clients. Santander is one of the UK’s most important lenders.

“Enabling instant DIP for their mortgages in our ecosystem means that brokers will now save time when using one of the biggest influencers in the market, at the click of a button, with a DIP in a matter of minutes.

“Rewiring the mortgage process requires collaboration of many and buy-in of many. We look forward to working with Mortgage Brain to extend this approach to other key lenders.”

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