Paradigm adds Hampshire Trust Bank to lender panel

Paradigm Mortgage Services has announced the addition of Hampshire Trust Bank (HTB) to its lender panel.

The mortgage services proposition’s member firms will now have access to HTB’s range of specialist funding solutions, including complex specialist buy-to-let (BTL) and those focused on meeting residential bridging requirements.

HTB lends across England Wales and its BTL range is available up to a maximum loan of £15m and up to 75% net LTV, with no maximum age, no minimum income, and fixed rates available for both two and five-year terms.

The lender will provide BTL finance to limited companies, expats, trusts and offshore clients, as well as foreign nationals, lending on large and small portfolios, holiday lets, HMOs, properties with sitting tenants, and new-build flats.
HTB also offers residential bridging finance up to 75% gross LTV, with dual legal representation, no ERCs, and a service aim of 21 days from application to completion.

Paradigm head of mortgages, John Coffield, commented: “HTB has been growing its lending presence in both the buy-to-let and bridging sectors in recent months, and its flexible approach and focus on looking at each case individually, is a real positive for our member firms and their clients.

“Active across England and Wales, with an enhanced range of product solutions, we are looking forward to working with the HTB team and introducing its products and service to our members.”

HTB national account manager, Scott Phillips, added: “I’m delighted to be launching with Paradigm and look forward to working with the excellent Paradigm team again. We are aiming to support Paradigm’s ever-increasing base of specialist intermediaries.

“HTB has carefully expanded its reach to highly-qualified broker audiences, and our specialist proposition will have resonance with those seeking to deliver against complex lending challenges as well as more straightforward cases.”

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