TMA Club has announced a new partnership with mortgage lender, Generation Home, as the mortgage club continues to expand its panel for brokers.
Generation Home, founded in 2019, has introduced an updated approach to Joint-Borrower-Sole-Proprietor (JBSP) mortgages for a new generation of buyers.
The lender’s offering enables up to six people on the mortgage, which includes adding family as “income boosters” or either family or friends as “deposit boosters”, to significantly increase the mortgage size available and provide long-term financial protection for their investment. Over the last six months, some regions have seen the average income booster add over £100,000 to the value of a mortgage loan.
Through the partnership, directly authorised (DA) brokers who are members of TMA will have access to Generation Home’s range of specialist products.
“First-time buyers are finding it increasingly difficult to get onto the housing ladder with rising living costs and house prices rising disproportionately to wages, so Generation Home is providing much needed support for these homebuyers,” said TMA development director, Lisa Martin.
“This latest partnership will allow us to continue providing our members with a wide range of products to suit each client’s needs.”
Generation Home CEO, Will Rice, added: “Affordability remains the biggest barrier to entry for people trying to get onto the property ladder. We have created unique solutions to enhance a client's affordability and tackle this very issue, unlocking the ability to own a home for many more people.
“We believe that the mortgage advice community will play a critical role in educating their clients about the benefits of the Generation Home proposition. We look forward to working with TMA’s extensive network of engaged brokers.”
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