First 4 Bridging has launched its specialist distribution offering into the second charge mortgage market.
The specialist distributor has created a dedicated and experienced second charge division, named First 4 seconds, which has access to an extensive range of providers to meet a variety of introducer enquiries.
The move into the second charge market comes after the firm achieved fully regulated status with the Financial Conduct Authority (FCA).
First 4 Bridging was previously authorised for certain non-mainstream regulated activities, such as bridging loans, development loans and commercial term mortgages, and will remain prominent focal points within the firm’s offering.
First 4 Bridging head of sales Steve Swyny said: “Ever since we began the rigorous authorisation process, we had an eye on the second charge market and have been working hard behind the scenes to ensure we have the right level of knowledge, lender relations and experience within the team to ensure that we can hit the ground running.
“This arm of the business will open the door to an even wider range of alternative lending options to better support the needs of our new and existing intermediary partners. Demand for second charge business is growing and this move represents an important step in our expansion plans.”
AI, finfluencers and the future of broking
The mortgage industry is evolving faster than ever. In this MoneyAge video, we examine the opportunities and challenges redefining the broker landscape, from AI-powered lending and changing customer expectations to housing affordability, property supply and the rise of financial influencers. Our guest from Chorley Building Society shares practical insights on what brokers need to do to stay relevant and thrive in a rapidly changing market.
Pure Retirement and the role of lifetime mortgages
Senior content editor Dan McGrath is joined by strategic account manager at Pure Retirement, Tash Phillips, to discuss the lifetime mortgage market, the role of equity release in the industry and how the firm’s range of products, including its interest servicing lifetime mortgage, can serve the sector moving forward in the ever-changing lending space.
Perenna and the long-term fixed mortgage market
Content editor, Dan McGrath, spoke to head of product, proposition and distribution at Perenna, John Davison, to explore the long-term fixed mortgage market, the role that Perenna plays in this sector and the impact of the recent Autumn Budget
NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?
© 2019 Perspective Publishing Privacy & Cookies
Recent Stories