Zephyr Homeloans has reduced rates across its two- and five-year mortgage products by up to 0.15% and 0.10% respectively. On its two-year standard and new build mortgages, rates start from 2.54%, while its HMO two-year fix is available from 2.69%. On its five-year standard and new build mortgages, rates are available from 4.39%, with HMO mortgages starting from 4.49%. All products are available at up to 65% LTV with a 7% fee.

Barnett Waddingham has appointed Rob Byett as its new chief risk officer. He brings more than two decades of experience to the role at the professional services consultancy, having held senior risk and compliance roles across the financial services sector, including group compliance officer at Jelf Group and several years at Deloitte. As part of his new role, Byett will lead the firm’s governance team and oversee risk and compliance functions.

Zouhair Mihramane has been promoted from the role of business development manager to national account manager at Quantum Mortgages. He joined the specialist buy-to-let (BTL) and bridging lender in May 2024, initially managing regional sales in South London, South Wales and across the M4 corridor. Since the start of the year, his regional responsibility has grown to include the South East and South West of England. The appointment comes as Quantum Mortgages continues to strengthen its position in the BTL market, after making recent improvements to its bridging criteria.

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