News in brief - 22 January 2025

RAW Capital Partners has introduced a range of five-year fixed rates, which includes discounted rates for UK expats, larger loans and completions before the end of the current tax year. The Guernsey-based investment management is now offering five-year fixes with a minimum loan amount of £150,000 and a maximum LTV of 55%. For UK expats, the five-year fix is available at 6.99% for loans over £1m or 7.25% for loans under £1m. For other borrowers, such as non-UK resident individuals, trusts and companies, these rates start at 7.25% and 7.50% respectively.

Aegon has appointed Antonia Balaam has its new head of master trust, a newly created position within the company. She brings 28 years of experience in the actuarial and defined contribution pension consultancy and client management industry. As part of her new role, she will lead the client relationship teams at Aegon, reporting to workplace commercial director, Nick Roy.

Aldermore has reintroduced a range of its limited edition two- and five-year fixed rate buy-to-let products, available for new customers who are individual and company landlords with single residential investment properties. A two-year fix at 75% LTV starts at 4.89% with a 3% fee, while five-year fixes at 75% LTV start at 4.99% with a 5% fee, 5.69% with a 1.5% fee and 5.99% with no fee. The lender has also introduced limited edition multi-property products at 75% LTV, wit two-year rates starting from 4.84% with a 3% fee. Five-year fixes are available from 4.94% with a 5% fee, 5.64% with a 1.5% fee, 5.89% with a £1,999 fee and 5.94% with no fee.



Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?

The role of the bridging market and technology usage in the industry
Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.

Does the North-South divide still exist in the UK housing market?
What do the most expensive parts of the country reveal about shifting demand? And why is the Manchester housing market now outperforming many southern counterparts?



In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.

The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.

In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.