Saffron for Intermediaries has reintroduced its five-year fixed rate for limited company buy-to-let (BTL) borrowers at up to 75% LTV, and has cut selected residential fixed rates by 0.20%.

Available from today, the changes also include additional 55% LTV BTL tiers, a new residential discounted rate and the return of premier income products for higher-income borrowers.

The limited company BTL fix starts at 6.27%, with its new five-year fixes at 55% LTV begin from 6.07% on its limited company BTL product, both with a £2,500 arrangement. Its standard BTl product is available from 6.17% with a £1,999 arrangement fee.

Together has appointed Andrew Taylor as its group lending director.

He brings more than 35 years’ experience in financial services, and will chair the group’s credit committee and will take responsibility for residential underwriting, securities, valuations and development funding.

He will also lead on automation initiatives, designed to drive Together’s business forward and growth the group’s loan book, which currently stands at £8.5bn.

Pepper Money has extended its maximum mortgage term from 35 to 40 years across its affordable housing schemes, including shared ownership, right to buy, help to buy remortgages, help to buy Wales, and first homes.

Criteria enhancement is aimed at providing first-time buyers and other eligible customers greater flexibility to manage monthly mortgage payments.

The enhancement also brings Pepper Money’s affordable housing maximum term in line with its standard residential proposition and broadens the options available to brokers supporting customers who may not fit a traditional high-street lending approach

Air has launched improvements to its WriteRoute proposition, introducing a major upgrade designed to help advisers work more efficiently.

The latest version provides a structured fact find, sourcing and suitability report journey to support those advising in the later life lending market to provide good outcomes for customers, brings together a range of enhancements focused on reducing the administrative burden for members.

Among the key enhancements is a new history and undo function, providing advisers with greater visibility of changes made throughout the fact find process and enabling them to quickly audit and reverse individual amendments where required. The upgrade also introduces a new Compliance Export feature, generating a read-only record of the client journey to support improved evidencing, file checking and compliance oversight.

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