News in brief - 27 October 2026

MQube, the mortgage technology company, has adopted Brett’s agentic AI platform to transform how its marketing team operates, using specialised AI agents to increase capacity, accelerate execution and compete with the marketing operations of much larger businesses.

The collaboration brings together MQube’s deep expertise in mortgage technology with Brett’s AI-powered marketing capabilities, enabling the company to plan, create, coordinate and review communications more efficiently while maintaining human oversight and control.

By integrating AI agents into its marketing workflows, the company aims to move faster, pursue more opportunities and expand its market presence without the overheads traditionally associated with scaling a marketing function.

United Trust Bank (UTB) has completed a £35.5m bridge-to-investment facility secured against a new £51.1m GDV mixed-use build-to-rent (BTR) development in South-West London.

The five-year facility, provided by UTB's structured property finance team, enabled the experienced developers, Dominus New Homes, to refinance its existing development loan and release equity from the scheme as it approached practical completion.

The development, known as Wandle Place, comprises 96 BTR apartments and approximately 9,000 sq.ft. of commercial space in the London suburb of Earlsfield.

Lovey, the UK’s fastest-growing fintech and financial services provider, specialising in SME lending and brokerage, has today announced a senior secured credit facility of up to £250m with Pollen Street Capital (Pollen Street) an alternative asset manager.

The facility is made up of £50m committed capital and a £200m accordion, making it the largest funding facility in Lovey's history and marking a key milestone in the company's growth.

Atomos, the full-service wealth management business, has appointed Andy Greenwood as national head of financial planning as part of its drive to build one of the UK’s leading and most progressive financial planning firms.

Reporting to Niral Parekh, managing director of financial planning, Greenwood will assume responsibility for adviser development, proposition delivery, business performance and client outcomes.

Based in Manchester, he brings significant experience leading large financial planning businesses and adviser populations. Most recently, he held national advice delivery leadership responsibility at Rathbones, overseeing advice teams and business integration activities.

District & County Investments (DCI) has completed a £370,000 bridging facility to support a repeat borrower with the below market value (BMV) purchase of a four-bedroom detached property in Luton.

The borrower agreed to acquire the property for £370,000 ahead of auction, with the deal introduced by repeat broker Tushar Gadikar.

DCI provided a facility of £370k, equivalent to 100% of the purchase price.

Atom bank has delivered a £6.12m commercial loan to support the expansion and diversification of a farm in South Wales.

Formerly operating as a traditional dairy farm, the enterprise has expanded over the past decade into various new ventures, including glamping accommodations, an onsite bistro, trampoline and soft play areas, and an event venue.

As one of the area’s largest employers, with 100 employees, the business was seeking funding to support its continued growth, including the completion of a dedicated wedding venue.

One Mortgage System (OMS), the CRM and loan origination platform for intermediaries and lenders, has added Keychain to its growing range of CRM integrations, providing OMS users with access to faster digital client onboarding and AI-powered document analysis technology.

Keychain enables brokers to manage a range of early-stage client tasks, including digital fact finds, medical questionnaires, secure document collection and e-signing. Its AI-powered technology can analyse and verify documents, identify missing information and flag potential issues, helping brokers address gaps before a case progresses. Automated reminders can also be used to prompt clients for outstanding information.

West One has reduced residential mortgage rates by up to 41 basis points and launched a new range of two-year discounted tracker products within its core range.

The latest rate reductions cover a broad selection of West One’s residential mortgage products, with fixed rates across Core, LTI Boost, Fee Assist, Extra, Right to Buy and Shared Ownership ranges all reduced.

The new discounted tracker products start from 5.60% (BBR + 1.85%), with early repayment charges applicable only during the first year. The specialist lender’s lifetime tracker rates remain unchanged.

Specialist lender, LiveMore has announced the appointment to its executive team of Danielle Wilson as chief commercial officer. Wilson's appointment strengthens its senior leadership team as the lender accelerates its growth through innovative solutions and new strategic partnerships.

Wilson is an experienced commercial leader with a track record spanning fintech, lending, AI and SaaS. She joins LiveMore from pensions software provider Mantle, where she was chief commercial officer, having previously held senior commercial and partnership roles at AI company V7, GoCardless and Liberis.

LHV Bank has joined the second cohort of the PRA and FCA’s Scale-up Unit, strengthening its plans to grow its UK banking businesses and support the next generation of financial services innovation.

The Scale-up Unit was launched in October 2025 as part of the government’s Financial Services Growth and Competitiveness Strategy. It provides high-growth banks and building societies with dedicated regulatory engagement to help them scale sustainably and responsibly.



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