Specialist property lender Roma Finance has agreed a forward flow deal with J.P. Morgan, enabling it to launch a new range of long-term buy-to-let (BTL) and commercial mortgage products as it accelerates its growth ambitions.

The agreement will allow Roma to offer mortgages with terms of up to 40 years, alongside competitive two, five and seven-year fixed-rate options. The lender is also expanding into commercial and semi-commercial mortgages, supporting owner-occupied premises, investment properties and PropCo/OpCo structures across England, Scotland and Wales.

The deal is just the latest in Roma’s transformation as the company looks to evolve from a bridging and development finance specialist into a full-service property lender. It will allow the company to support borrowers throughout the property lifecycle, from acquisition and refurbishment through to development exit and long-term ownership. Roma is also making significant investment in technology to further enhance the borrower and broker experience

Scott Marshall, managing director at Roma Finance, said: “This is a landmark moment for Roma Finance, particularly in the current climate, and a hugely exciting step in the continued evolution of our business.”

“Customers can now move seamlessly from bridging and development finance into long-term mortgage solutions, all under one roof, with further enhanced speed, flexibility and service,” Marshall said.

Rob Tanna-Smith, co-head of northern European ABS at J.P. Morgan, added: “This forward flow transaction will support Roma Finance as they broaden their product offering in the specialist property lending market, and also as they implement their strategic vision to deliver on the next phase of growth.”

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