The Right Mortgage & Protection Network (TRM) has added relationship bank, Handelsbanken, to its lender panel.

As a result, TRM member firms and advisers will have access to Handelsbanken’s product suite, which includes offset mortgages, trackers free from early repayment charges and residential development loans.

The bank will also consider borrowers with multiple income streams including retained profits, rental income, directors’ loans and pensions.

Handelsbanken’s specific adviser and mortgage client services include manual underwriting with direct access to decision makers; loans on non-standard property types with no maximum acreage or property size; multiple incomes; and multi-part mortgage solutions.

Head of lending at TRM, Victoria Clark, said: "Having Handelsbanken on our panel strengthens the range of mortgage products available to our AR firms. Theirs is a mortgage strategy rooted in flexibility and delivered with a unique, bespoke service. We are looking forward to working with the Handelsbanken team to outline its proposition to our growing number of members."

National head of intermediary business at Handelsbanken, Steve Macdonald, added: "We are excited to be partnering with TRM; we believe that our broad, flexible offering will be very well-tailored to their growing membership. As a fully decentralised relationship bank we are committed to really taking the time to understand each individual customer and their needs.

"All banking decisions are made by someone they know, who is an expert in both their finances and the local economy and context. This means not only that we can offer the right product to the right person, every time, but also leads to long-term relationships between trusted partners."

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