West One Loans launches first charge BTL mortgage range

Specialist lender West One Loans has announced the launch of its first charge Buy-to-Let (BTL) mortgage products.

The range includes both standard and specialist products that are initially available through a select number of launch partners including Enterprise Finance, Vantage Finance, Brightstar, Dynamo and Connect for Intermediaries, with wider distribution expected in the near future.

The lender offers two and five-year fixed-term deals, with rates starting from 3.39 per cent with a maximum LTV of 80 per cent and loan sizes up to £2m. A fast track remortgage option is also available to individual borrowers remortgaging up to a loan size of £750,000.

Commenting, Enra Group CEO Danny Waters said: “Our launch into the first charge buy-to-let mortgage market is an exciting new chapter for West One, and is the next step in our growth following the successful launch of development finance last year, and second charge mortgages in 2017. We are committed to providing a wider reach of specialist lending products to meet the needs of borrowers who would benefit from a common-sense approach to lending.”

The specialist lender also announced that Andrew Ferguson has joined to help the team establish the business. Andrew joins following senior roles in the BTL mortgage sector at Kent Reliance, Axis Bank – where he set up the BTL lending service – and most recently as Commercial Director at Foundation Home Loans.

On the appointment, Waters added: “We’re very pleased to bring Andrew on board, he has a track record of building lending business in the buy-to-let sector, and his wealth of knowledge and experience will be an asset as we look to establish West One Loans in the market.”

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