BTL community argues term ‘landlord’ is dated

A majority 59% of the buy-to-let (BTL) community say they would prefer not to be called landlords, arguing that the term is “dated”, according to a new study.

Research by Mortgages For Business indicated that “small housing providers” would be the preferred alternative used, as cited by 43% of those polled from the BTL space.

The mortgage intermediary’s study found that 36% of the BTL community would prefer to still remain as “landlords”, while 21% opted for other options – including 7% who would choose “rental accommodation power”.

Furthermore, almost three in four (73%) of those surveyed told Mortgages for Business they felt “unfairly portrayed as this generation’s financial bogeyman”. The study suggested that 8% felt that landlords were not “financial bogeymen” at all, while the remainder accepted that their notoriety might not be “entirely unwarranted”.

Commenting on the findings, Mortgages for Business managing director, Gavin Richardson, suggested that “sections of the media have vilified the BTL community”.

“It’s got to the point where the BTL community doesn’t want to be associated with the term ‘landlord’ anymore,” he said. “The term carries much more baggage than it once did. No wonder the community wants a rebrand.”

Richardson also said that the majority of landlords are paying 40% tax on their rental income – in addition to stamp duty – and suggested the government is “profiting hugely from Generation Rent”.

“Hammering landlords over the last five years has done first-time buyers no favours,” he added.

“What would happen if we took landlords out of the housing equation? The impact on the property market would be significant and almost entirely negative. It’s not as if the government is pouring money into social housing – or making any progress on house building. Frankly, the government should be championing landlords and lauding their contribution to the housing sector.”

    Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?

The role of the bridging market and technology usage in the industry
Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.


Does the North-South divide still exist in the UK housing market?
What do the most expensive parts of the country reveal about shifting demand? And why is the Manchester housing market now outperforming many southern counterparts?



In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.

The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.

In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.