Cambridge Building Society relaunches ‘top slicing’ for BTL mortgages

Cambridge Building Society has relaunched its buy-to-let (BTL) ‘top slicing’ proposition, enabling landlords to top up rental shortfall from other earnings.

Loans of between £20,000 and £750,000 will be available to landlords with top slicing permitted on up to three mortgaged rental properties at up to 75% LTV.

They are available across the society’s standard BTL range and include two-year discounted and five-year fixed rates, through its in-house mortgage advisers and intermediary network.

The Cambridge suggested the loans will directly benefit landlords with disposable income and small portfolios of rental properties, where rental income frequently falls short of repayment criteria.

“We’re thrilled to be able to introduce top slicing back into our lending criteria, this has proved extremely popular when previously available, and will undoubtedly make things easier for our landlords after a challenging period,” commented the society’s head of lending, Tracy Simpson.

“We are always looking for ways to support our customers and being able to consider each case individually through our underwriting service, means we can tailor our offering to the unique circumstances of individual landlords.”

    Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


The future of the bridging industry and the Autumn Budget
MoneyAge content editor, Dan McGrath, is joined by head of marketing at Black & White Bridging, Matt Horton, to discuss the bridging industry, the impact of the Autumn Budget and what the future holds for the sector.

The UK housing market in 2024
The performance of the UK housing market in 2024 has largely exceeded many people's expectations, although challenges remain for first-time buyers due to house prices increasing and a testing rental market for many. Regional disparities, such as the North-South divide, also continue to influence housing accessibility and affordability for many buyers in pockets of the country.

Intergenerational lending
MoneyAge News Editor, Michael Griffiths, hosts Family Building Society BDMs, Amar Mashru and Arif Kara, to discuss intergenerational lending and explore ways that buyers can use family income to help increase their borrowing capacity when applying for a mortgage