Landbay reduces rates on 60% and 70% LTV products

Landbay has announced it is reducing the rate on its “special edition” two-year fixed rates for both 60% and 70% LTV, by 14 and 10 basis points respectively.

The specialist buy-to-let lender, which is institutionally funded, has also expanded its product offering with a new 70% LTV standard five-year fixed rate and has reduced the rate for its 75% LTV standard five-year fixed rate.

All the rates are available for loan sizes up to £1.5m, and the lender stated that these rates will apply to standard properties.

Landbay managing director of Intermediaries, Paul Brett, suggested that demand for BTL is currently “booming” as investors take advantage of the stamp duty holiday.

“These new lower rates reflect the robust BTL market and help to make it more affordable for investors including those wishing to incorporate their properties into a limited company structure,” Brett said.

“These new rates and additional product will offer more options to intermediaries and their clients who are looking to capitalise on the stamp duty holiday and the high demand for private rental properties.”

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