The MCI mortgage club has appointed Zephyr Homeloans to its panel of specialist lenders for buy-to-let (BTL) products.
Zephyr supports a product range tailored for individual landlords and limited companies, including HMOs, multi-unit freehold blocks, flats above commercial premises and ex-local authority properties.
MCI Club members will benefit from Zephyr’s application-fee-free approach, with LTVs available up to a maximum of 75%, a maximum loan value of £750,000, and up to 70% LTV for properties up to £1m.
The club said its members will also have access to specialist products – including new builds – with a maximum LTV of 70% and a maximum loan value of £750,000 within the M25, or £500,000 outside the M25.
MCI Club head, Melanie Spencer, said: “The rental market continues to be an attractive market for property investors, especially post-lockdown where a surge in demand has already been observed. By adding Zephyr to our panel, our members have a wider set of product options to service their investment clients whether they are looking to expand or restructure their portfolio.”
Zephyr managing director, Paul Fryers, added: “In light of the unprecedented events of this year, it is more important than ever that distributors and lenders work closely together to provide access to the broadest range of mortgage products and insight to brokers. We look forward to working with the MCI team and adding value to the relationship.”
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