Market Financial Solutions (MFS) has lowered rates across a range of its bridging and commercial products.
The bridging lender is now offering rates of 0.95% for commercial loans at 60% LTV, and 1.09% on commercial loans at 75% LTV. Both are down from 0.99% and 1.15%, respectively.
MFS has made identical changes to its semi-commercial bridging products, having reported greater interest in both the commercial and semi-commercial markets in recent months.
The lender is currently offering loans in excess of £30m – those over £30m will be decided on a case-by-case basis – including complex cases, to satisfy increasing demand for large loans.
MFS has also updated its rates on second charge loans. For loans at 50% LTV, it now offers a rate of 0.89% (down from 0.99%); at 60% LTV it is 1.09% (down from 1.15%); and at 70% LTV it is 1.19% (down from 1.25%).
“The stamp duty holiday has ended, and the property market is likely to undergo a period of transition between now and the New Year,” commented MFS CEO, Paresh Raja.
“We always want to ensure our products are a perfect fit for where the market demand is – we are seeing increased interest in commercial and semi-commercial investments, as well as for larger loans, so we have improved our offering in these areas.
“MFS will very soon turn 15 years old, and this constant desire to improve our products and the way we deliver them has been fundamental to our growth and success over the years.”
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