Mortgage brokers are upbeat about their prospects for 2026, research by Primis Mortgage Network has indicated, which revealed that four in five (79%) brokers are expecting to write more business this year compared to 2025.

This is according to studies among Primis brokers in Wales and the South of England.

Primis’ findings, based on over 100 responses at its broker events this month, revealed that 66% of brokers described themselves as either “optimistic” or “somewhat optimistic” about the prospects for their business over the next 12 months.

Overall confidence among brokers was greater in the protection sector, with 82% of respondents anticipating they will write more business this year.

Primis also stated that with an estimated 1.8 million fixed rate loans expiring in 2026, 57% of respondents said the remortgage market represents the biggest opportunity in the coming months. This was followed by 12% of respondents who saw first-time buyers as the biggest opportunity, ahead of buy-to-let (4%), specialist mortgages (4%), and home movers (3%).

Sales director at Primis' parent company LSL Financial Services, Neil Hoare, said: “These findings show a positive mood among brokers in Wales and the South of England. After several years of higher rates, weaker affordability and subdued activity, there is now a growing sense that the market is turning a corner.

“Brokers are seeing improving affordability, a large volume of fixed-rate mortgages coming up for renewal and a steady return of buyer confidence, all of which is feeding into a much more positive outlook for 2026.”

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