Adrian Moloney has been promoted to the role of group lending distribution director at OSB Group. The promotion is part of the group’s AI focus and digital-first strategy to deliver smarter and quicker interactions for UK mortgage intermediaries. In his new role, Moloney will be responsible for delivering OSB’s lending distribution strategy across its three specialist lending brands; Precise, Rely and InterBay. This includes a focus on digital innovation, AI-enabled experience and intermediary journeys to support brokers with their interactions.

United Trust Bank (UTB) Mortgages has expanded its second charge loan product range to offer five tiers of products to cater for a wide range of customers. The enhancement has been designed to enable brokers to place more cases and assist more customers underserved by mainstream lenders in reaching their property finance goals. UTB said the highlights of the two new products, which start from 5.39%, are up to 90% LTV on its super prime range, while its specialist product is available at up to 80% LTV. Other UTB benefits include reduced fees on loans below £60,000 and no fees for loans up to £40,000, while its borrowing range is available from £25,000 up to £1m.

Standard Life has enhanced its technical wealth planning support for advisers with the appointment of tax and estate planning specialist, Neil Jones. In his role, Jones will provide technical support to adviser firms around wealth management and estate planning strategies. This will be conducted through webinars, consultancy, articles and commentaries. His appointment comes as advisers navigate changes in wealth and retirement planning, with new rules bringing pensions into the scope of inheritance tax from April 2027 and reforms to salary sacrifice announced in the Autumn Budget.

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