Santander UK has made further rate reductions across its home mover, first-time buyer, new build, remortgage and buy-to-let (BTL) ranges. On its first-time buyer range, two-year fixed rates start from 3.84% at 60% LTV with a £999 fee, while its two-year BTL rate is available from 3.79% at 60% LTV with a £1,749 fee. On its home mover range, its two-year 90% LTV fix starts from 4.30% and comes with a £999 fee and £250 cashback, while its 60% LTV two-year fixed large loan product is available from 4.20% with a £1,999 fee.

Accord Mortgages has cut its BTL rates again by 0.10% on its 60%, 65% and 75% LTV products. As a result, its two- and five-year BTL fixes at 60% LTV starts from 4.12% and 4.22% respectively. The products come with respective fees of £1,995 and £995. On Accord’s two-year remortgage fix at 75% LTV, rates start from 4.42% with a £995 fee and a free remortgage legal service. All products come with a free standard valuation.

GB Bank has appointed Jude Miranda as its new senior credit partner and Alan Fitzpatrick as head of lending operations. The bank said that the new hires reflect its growth plans, as it targets £500m of new lending over the next six months. Miranda brings over 30 years of lending experience to the role, having worked at Shawbrook Bank, Masthaven Bank, Hampshire Trust Bank and, most recently, Glenhawk. He will support the growth of GB Bank’s property lending portfolio. Fitzpatrick joins after previously serving as head of mortgage originations at Metro Bank, VP of lending operations at Habito and head of property finance at Nomo. He will lead the end-to-end lending operations function at GB Bank.

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