News in brief - 2 January 2026

Leeds Building Society has reduced rates by up to 0.26% across is mortgage ranges to support first-time buyers, home movers and remortgagers. As a result, its two-year 75% LTV fix is now available from 3.99%, while its first-time buyer two-year fix at 95% LTV starts from 4.85%. Furthermore, its three-year fix for first-time buyers and home movers starts from 4.82% at 95% LTV. These products come with no fees and a free standard valuation up to £999. The society’s five-year fix at 65% LTV is also available from 3.80% with a £1,999 fee and a free standard valuation up to £999.

HSBC UK has reduced rates across its residential and buy-to-let (BTL) product ranges. The changes apply to the lender’s existing customer switches, home movers and remortgagers products. As a result, its two-year residential existing customer switching product rates have been reduced across its 60% to 95% LTV ranges, while rates have also been cut across its two- and five-year first-time buyer products between 80% and 95% LTV. On its BTL and remortgage two- and five-year fixed fee saver ranges, rates have been reduced between 60% and 80% LTV.

The Wealthy Advisers Club has reached 750 members since launching last year. The protection and mortgage adviser training community has also achieved CPD accreditation, which includes 67 training sessions and over 35 hours of structured and accredited training for mortgage and protection brokers. The training includes member stories, performance improvements and behaviour change through consistent training on lead generation, sales conversion, efficiency, follow-up, objection handling and processes. Members are able to receive weekly live training, as well as access to over 100 on-demand lessons, sales scripts and AI tools.



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