Black & White Bridging has made a number of new promotions to strength its regional hubs and provide leadership throughout its continued expansion. David McCarthy has been promoted from relationship manager to relationship director, recognising his efforts in building broker relationships across Birmingham and the North. Saloni Apte has been appointed as office and people manager and will manage day-to-day operations from the firm’s Bristol office. Heather Hancock has also been promoted from senior lending manager to head of credit and operations. Primarily based in the Manchester office, she will continue to support operations across all offices to meet the firm’s growth objectives.

The Right Mortgage & Protection Network has launched a range of new services for adviser firm members. This includes a new online mortgage coffee morning, which will allow advisers of member firms to discuss a range of lending topics and support from the Right Mortgage team on resources available to help develop propositions. Members can also sign up for a client-facing email marketing service, which delivers regular marketing newsletters and email campaigns, with articles on mortgages, protection, equity release, LPAs and PMI. These newsletters are available on a monthly, bi-monthly or quarterly basis.

Virgin Money has announced increases to its fixed rate mortgages. Rates across its residential purchase, remortgage, buy-to-let and product transfer ranges have increased by 0.10%. As a result, 65% and 75% LTV five-year rates start from 4.04%, with 85% LTV fixed rates start from 4.24%. On Virgin’s residential purchase range, selected own new fixed rates have risen by 0.10%, starting from 0.35%, with retrofit boost five-year rates now starting from 4.34%. For product transfers, two and three-year rates now start from 4.07%, while five-year fixed rates start from 3.89%.

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