Foundation Home Loans has widened the criteria for its ‘professionals’ mortgage range which offers enhanced loan-to-income limits. The specialist lender’s professionals range allows first-time buyers, home movers and those looking to remortgage who are in eligible professions to borrow up to six times their income. Foundation defines a professional as someone currently practicing and holding a relevant qualification, with eligible professions including accounting, actuarial, medical, legal, surveying, architecture and engineering. The lender has now broadened its list of eligible professions to now include chartered tax advisers, optometrists, radiographers and chiropodists.
Mortgage and protection brokerage, Access Financial Services, has announced that it has now surpassed the milestone of 100 brokers. The firm has achieved this in five years after its founder, Karl Wilkinson, set up Access FS in April 2017. Access FS also doubled revenues in its last financial year, ending 30 April 2022, compared to the year before, and also plans to double the number of brokers in the firm.
Wealth Wizards has launched a new software solution, Turo Wellbeing, aimed at enabling advice firms, banks and building societies to help consumers improve their financial wellbeing. The firm’s solution, which starts with a set of non-intrusive questions that review nine different areas of wellbeing, also aims to help consumers plan for a more prosperous retirement, against a backdrop of soaring living costs. Royal London is currently using Turo Wellbeing to create a series of personalised journeys to help their customers improve their financial wellbeing and retirement prospects, through a guidance-only pathway.
First and second charge lender, Central Trust, has extended the availability of its consumer buy-to-let (CBTL) mortgage proposition by making it available to borrowers in Northern Ireland. The lender’s CBTL mortgages are suitable for landlords who originally purchased the property with no intention to rent it out, or don’t own any other properties that are being rented. Central Trust confirmed the maximum LTV on its CBTL products in Northern Ireland is 75%.
Pepper Money has launched a new offer to help buy-to-let (BTL) customers understand the energy efficiency rating of their properties and how they could improve their rating. As part of a commitment to ESG driven lending, Pepper Money announced it is offering customers who hold BTL mortgages with the specialist lender in their individual names to claim a free energy efficiency survey, EPC certificate and tailored action plan. In February, Pepper Money launched a similar initiative for its homeowner customers, which resulted in hundreds of free EPCs being claimed.
NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?
The role of the bridging market and technology usage in the industry
Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.
Does the North-South divide still exist in the UK housing market?
What do the most expensive parts of the country reveal about shifting demand? And why is the Manchester housing market now outperforming many southern counterparts?
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.
The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
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