Hargreaves Lansdown (HL) has launched a new exclusive five-year fixed cash ISA, with a rate of 4.50%. The product sits alongside four other rates at six-months and two-, three- and five-year deposits from Chetwood Bank. Furthermore, the firm is also offering an easy product from Vida Savings, with a rate of 4.27%. HL said these products offer rates with limited availability so savers should act quickly to lock in rates before April. The new products have been launched ahead of the last tax year in which savers will be able to take advantage of the £20,000 ISA limit, which will be cut to £12,000 from April 2027 for under 65s.

Rimbal, the parent group of ValidPath, has appointed Brian Wagner as its new chief technology officer (CTO). He has over two decades of experience in software engineering, cloud computing, enterprise security and AI, having previously served as EMEA head of compliance for financial services at Amazon Web Services. Wagner’s most recent role was CTO at a UK-based fintech. In his new role, he will lead the delivery of Rimbal’s technology roadmap, and the scaling of the technological infrastructure that powers ValidPath and supports hundreds of IFA firms across the UK.

Landbay has introduced new small HMO and remortgage AVM products to its premier range, also including its new small HMO product transfer (PT) options for existing borrowers. The buy-to-let lender’s two- and five-year fixed rates are available up to 75% LTV and at various percentage fee options. On its small HMO range, two-year fixes start from 5.59% and 4.59% with a 1% and 3% fee respectively, while its five-year rates start from 5.49% (1% fee), 5.09% (3% fee) and 4.69% (5% fee). Its PT small HMO two-year fix starts from 5.64% (1% fee) and 4.64% (3% fee), and five-year fixes are available from 5.54% (1% fee) and 5.14% (3% fee. On its new remortgage AVM five-year fixes start from 75% LTV and start from 5.24% with a 1% fee, 5.04% with a 2% fee, and 4.84% and 4.44% with a 3% and 5% fee respectively.

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