The buy-to-let brand of Foundation Home Loans has announced a new limited edition HMO product and a number of price cuts. Buy to Let by Foundation has launched a new five-year fixed rate for HMO borrowers, available at 75% LTV at 5.74% with a fixed fee of £4,995, and this product comes with a minimum loan size of £200,000. The lender is also cutting rates in its F2 products, with a 25 bps reduction on its five-year HMO fix, with rates starting from 6.14% at up to 75% LTV, with 15 bps price reductions to its five-year short-term let fix, with rates starting from 6.44% up to 75% LTV.

Buckinghamshire Building Society has removed its joint borrower sole proprietor (JBSP) product range and has integrated this facility across its prime product range up to 90% LTV for both purchase and remortgage purposes. This change means that the majority of mortgage products within the society’s extensive prime product range will now include the JBSP option. This move will extend the availability and access of this facility to a broader borrowing spectrum, through more product options and allow applicants to benefit from desktop valuations at 75% LTV. The Buckinghamshire will consider JBSP applicants based on standard credit criteria, meaning debt management plans are acceptable if none have been registered in the last three years.

RAW Capital Partners has appointed Kate Gibson as its new head of people. Gibson, who is an organisational psychologist, joins from Channel Islands management consultancy, CBO, where she specialised in organisational change, designing target operating models and creating development programs for teams across the public and private sectors. She spent eight years at global investment manager, Orbis, before joining Potential Plus UK in 2016 as a consultant. She has also served as a visiting scholar within the City University of London’s department of psychology. As part of her new role at RAW, Gibson will lead the firm’s initiatives for talent acquisition, employee development and organisational culture.

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