Buckinghamshire Building Society has launched a new range of three-year fixed mortgage products to give brokers and their clients flexibility at a time when borrowers are seeking certainty without committing to a longer-term fixed period. The new products have been introduced in response to continued demand for more choice beyond the standard two- and five-year fixed options typically available in the market. As a result, its everyday residential first-time buyer and next-time products starts from 5.99% at 95% LTV, with no fee and a £999 product fee respectively. Furthermore, its retirement three-year fix starts from 6.05% at 75% LTV with a £999 fee and its retirement interest-only product also starts from 6.05% at 60% LTV with a £499 product fee.

Suffolk Building Society has reintroduced four five-year fixed products, which were withdrawn last month due to market volatility. Its five-year fixed residential mortgage starts from 5.75% at 90% LTV, while its buy-to-let (BTL) mortgage is available from 5.79% at up to 80% LTV. Furthermore, its BTL light refurb mortgage is available at 5.89% and its holiday let product starts from 5.85%, both up to 80% LTV. All products are available for purchase or remortgage and come with a £199 application fee and £999 completion fee.

Barclays has cut mortgage rates again to offer a product below 4%. Its premier two-year purchase tracker product now starts from 3.96% at 75% LTV with a £999 fee, and to qualify, customers must have a current account with Barclays and either pay in a gross annual income of £75,000 or have at least £100,000 in savings, eligible investments or both with the bank. On its five-year purchase tracker option, rates start from 4.93% at 80% LTV with no product fee. On its remortgage option, two- and five-year fixes start from 5.08% at 80% LTV and 4.80% at 60% LTV respectively, both with a £999 product fee.

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