News in brief - 7 November 2025

more2life has announced the launch of ‘Lender Lens Live’, a four-part CPD-accredited webinar series taking place throughout November. The programme is designed to provide advisers with deeper insight into the issues currently shaping the later life lending market, from regulation and funding to innovation, supporting changing client needs and marketing and PR planning as they look to 2026. Each session, which takes place on each Friday this month, offers structured CPD, practical knowledge and the opportunity for advisers to hear from industry figures across the mortgage and financial services sectors.

Hampshire Trust Bank (HTB) has completed a £4m facility to support an experienced landlord with the refinance of two semi-commercial properties in Whitechapel, London. The client had originally acquired the assets using bridging finance before improving the planning position and strengthening the rental profile. HTB was approached to refinance the bridge and release equity against the uplifted market value, enabling the client to clear existing debt and fund further portfolio growth. HTB was able to take a view on the uplift and combined the two semi-commercial buildings, each comprising a lock-up shop with nine flats above, on a single 10-year, interest-only facility at 77% gross LTV.

Vernon Building Society has launched a new range of complex prime mortgages, aimed at customers with complex income streams and financial situations, or those buying non-standard property. The new range includes four new mortgage products, with are all available on purchase or remortgage. Across the range, sole applicants can apply for 5.5 times their annual gross income, or over five times for joint applicants. The new range consists of two- and five-year fixes at 4.75% and 4.89% respectively, at up to 80% LTV with a £999 fee. On its discount range, two- and five-year fixes start from 4.65% and 5.19% respectively at 80% LTV with a £499 fee.



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