LiveMore has announced a series of pricing and criteria changes across its standard, retirement interest-only (RIO) and lifetime ranges. The mortgage lender for people aged 50 and 90 plus has reduced rates across all standard and RIO LiveMore1 to LiveMore4 products, including the spring saver limited edition range, with cuts of up to 0.59% and rates now starting from 5.43%. The lender has also reduced its reversionary margin from 3.5% to 3%, while stress test measures have been refined to reflect current market conditions.
The Mortgage Works (TMW) has reduced rates across its new business and switcher product range by up to 0.10%. On the lender’s two-year buy-to-let (BTL) fix, rates start from 4.34% at up to 65% LTV with a £1,495 fee. TMW is also offering a fee-free option, available at 4.74% at up to 65% LTV. Furthermore, the lender is offering a 75% LTV option at 4.49% with a £1,495 fee. These products come with a free valuation and free legals.
Rosemount Financial Solutions (IFA) has launched a new website designed to enhance adviser support. The new site provides a comprehensive platform for Rosemount’s network of appointed representatives and includes the ability to white-label client-facing documents, such as marketing materials and tax reports. It also features a proprietary cashflow modeller, which will be available free of charge to the network’s wealth planners and can be used to generate branded reports for clients. Rosemount also has a range of tools in development that will be available through the new portal and are designed to integrate into advisers’ workflows.
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