Over one in three UK landlords (36%) are planning to expand their property portfolios in 2025, a new study by Market Financial Solutions has indicated.

This compared to just 9% of landlords who plan to reduce the number of buy-to-let (BTL) properties they own.

Market Financial Solutions commissioned an independent survey of 300 UK landlords to gauge their sentiment towards the BTL market and their plans for the next 12 months.

The firm also found that most landlords (54%) are expecting house prices to rise in the next 12 months, with 39% saying they think prices will remain largely the same. Forty-three per cent of the landlords surveyed also said that they believe rental yields will improve in the coming year.

“It is encouraging to see landlords expressing such confidence in the UK buy-to-let market, with many actively looking to expand their portfolios,” Market Financial Solutions CEO, Paresh Raja, said.

“This reflects the resilience of the sector and the continued demand for rental properties despite much speculation around landlords selling up. However, the risks identified in our research demonstrate the need for landlords to avoid complacency when managing their portfolios.”

Despite some optimism among landlords, however, the research also demonstrated that affordability, economic instability, and regulation remain notable concerns.

Market Financial Solutions revealed that 41% of landlords are concerned about renters’ ability to pay rent, 35% are worried about domestic economic uncertainty, and 28% highlighted global instability as a key factor impacting their portfolios.

“New regulations, economic fluctuations, and affordability concerns for renters will likely all play a role in shaping landlords’ investment strategies in the months ahead,” added Raja.

“For lenders and brokers, the data serves as an important reminder that, while interest rates are falling and market conditions are improving, landlords will continue to need support to make informed decisions about their portfolios.”

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