PRIMIS Mortgage Network has announced the addition of Pepper Money to its lender panel.

Appointed Representatives (ARs) of PRIMIS will have immediate access to Pepper’s residential and buy-to-let (BTL) mortgage range.

Pepper, the intermediary-only specialist lender, provides solutions to self-employed customers, borrowers with recent incidents of adverse credit and those with multiple or complex sources of income.

PRIMIS advisers will also have access to Pepper’s new ‘Pepper Light’ mortgage range launched which earlier this summer – available to customers who have experienced defaults, missed payments or arrears, but have received no County Court Judgement.

“The property market is buoyant at the moment and more customers are finding that their needs are best met by a specialist lender that is able to take a pragmatic approach to recent changes in their circumstances,” commented PRIMIS proposition director, Vikki Jefferies.

“As a big champion of the specialist market, welcoming Pepper onto the PRIMIS panel will be greatly welcomed by our members and we are confident that it will ensure more of our AR firms can continue supporting their specialist customers with the tailored lending solutions they require. As such, enhancing our specialist proposition will continue to be a key focus for us over the coming months.”

Pepper Money sales director, Paul Adams, said: “We live in uncertain times, but one thing that is certain is that more mortgage applicants have more complex circumstances as a result of COVID-19 and this will lead to brokers working with more lenders that take a hands-on approach.

“At Pepper, we review each case on its own merits and our lending decisions are made by a team of skilled underwriters who are empowered to look beyond a client’s credit score and look for reasons to lend based on their individual circumstances.”

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