Seven in 10 landlords (70%) are planning to acquire, refinance or refurbish properties in the next 12 months, a new study by Lendlord has shown.

This is despite 42% of landlords describing their approach as more cautious than six months ago.

The findings, published in Lendlords’s 2025 Landlord Sentiment Survey, revealed that 42% of landlords are confident in securing suitable mortgage finance, with 29% identifying a buy, refurbish, refinance, rent approach as their main strategy.

However, 67% of landlords revealed they are concerned about the Renters Reform Bill.

Co-founder and CEO of Lendlord, Aviram Shahar, commented: “Despite the headlines, landlords are not retreating from the market – they’re adapting. The sentiment is cautious, yes, but it’s also clear-eyed and pragmatic.

“Landlords are still finding ways to invest, recycle capital and manage their portfolios efficiently. What they need is support in making confident decisions, whether that’s running the numbers on a refurbishment or understanding how regulation might affect them.”

Lendlord’s study surveyed property investors across England, Scotland, Wales and Northern Ireland to provides insight into market confidence, investment strategies, and current regulatory concerns shaping the UK rental property sector.

---