TMA Club has announced that it is joining West One Loans’ residential mortgage intermediary panel.

The mortgage club’s directly authorised brokers can now access West One’s full residential mortgage range, targeted at borrowers with more complex circumstances who are unable to qualify for a high street mortgage.

This includes self-employed, contractors and older applicants, with a maximum age of 85 at the end of the term.

West One offers a personalised approach to underwriting, examining each case with a willingness to understand the individual’s specific financial circumstances.

“Borrowers are increasingly coming in all shapes and sizes, and often no longer fit the ‘traditional’ mould of employed workers with nine to five jobs,” said TMA development director, Lisa Martin.

“As such, we’re very pleased to be partnering with West One, and we’re confident that this partnership will ensure our brokers are able to offer product solutions to the widest range of customers possible.”

Managing director of residential loans and second charges at West One, Marie Grundy, added: “We’re proud to be able to bring our residential products to one of the largest mortgage and protection distributors, TMA Club. Together, we will be able to expand our reach and enable thousands more borrowers to access finance who otherwise wouldn’t have been able to.”

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