Zephyr Homeloans has launched a new range of buy-to-let (BTL) mortgage products offering up to 75% LTV.
The specialist BTL lender has expanded its range of fixed-rate BTL mortgages for standard properties, residential properties, houses in multiple occupancy (HMOs), multi-unit blocks (MUBs), new-build properties and flats above commercial properties – all priced at different rates to reflect different LTVs.
A selection of two, five and seven-year fixed rates will be available in each range and the lender revealed that its rates will start at 3.19% for a two-year fixed rate, standard property BTL mortgage, and at 3.69% for a standard five-year fixed rate loan. LTVs are available at 60% and 70% across all ranges, and up to 75% on the standard range.
Zephyr also stated it will lend up to £1m on its standard range at 70% LTV and up to £750,000 on its other ranges.
Zephyr managing director, Paul Fryers, commented: “We’re excited to offer such a wide-ranging suite of products to our clients as the BTL market begins to open up and the market starts moving.
“Our product expansion offers options suited for a range of needs – whether landlords are aiming to continue to invest in new BTL properties or seeking to restructure their existing portfolio.”
“Despite COVID-19, ongoing demand from brokers and their clients reflects a confidence that BTL investments, and property in general, remain good prospects for medium and longer-term investment.”
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