Buy to Let by Foundation has lowered its pricing by up to 30 bps on its range of fixed rate specials. As a result, its F1 portfolio landlord five-year fix starts from 4.89% at up to 75% LTV with a 6% fee, while the fee-assisted equivalent starts at 5.09% with a 5% fee. The lender’s F1 two-year fix now starts at 4.49% with a 4% fee. On the F2 product range, HMO two- and five-year fixes starts from 4.99% with a 3% fee, while the MUFB two- and five-year fixes start at 5.09% with a 3% fee. All products are available up to 75% LTV.

Loughborough Building Society has announced a criteria change to its lending in retirement proposition, which will allow borrowers to raise capital in order to bolster their savings pot. The improvement is designed to further strengthen its approach to later life lending and comprehensive product offerings, after it moved to assess income at 4.5 times up to the applicant’s retirement age. For applicants already aged 80 and over, the society will continue to consider applications with a maximum of 3.5 times for both single and joint applicants.

LiveMore has reduced rates across over 200 mortgage products, by up to 0.30% on its lifetime (equity release) products and 0.15% for all standard and retirement interest-only rates. On its lifetime mortgage lite product, rates now start from 5.99%, while its property+ range starts from 7.09%. On its new standard capital and repayment and interest only rates, which include its 5+5-year fixed rate now starts from 5.67%, while its 10-year fix now starts at 5.62%. Its RIO two- and five-year fixes now start from 6.94% and 5.83% respectively.

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