Landbay has reduced rates across its non-portfolio range of products by up to 0.25%. The range is designed for landlords with three or fewer mortgaged properties and benefit from both AVM and standard valuation options. The five-year fix starts from 4.09% at up to 75% LTV. In addition, Landbay’s standard five-year 55% LTV fixes also start from 4.19%.
ModaMortgages has boosted its maximum LTV to 80%, with zero fee options on its range of buy-to-let products. The new options are available on the lender’s core and limited edition two- and five-year products. The lender has also reduced rates on selected limited edition products by up to 0.10%, with two- and five-year fixes starting from 3.44% and 4.84% respectively.
Zephyr Homeloans has cut rates across its two-year mortgage products. For properties with an A to C EPC rating, rates start from 2.79% on a standard mortgage and the mortgage for new builds and flats above commercial properties. Furthermore, the HMO/MUFB mortgage option starts from 2.94%. These products are available at up to 65% LTV and come with a 7% fee.
Latest News
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House price growth slows to 3% – ONS
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Inflation remains unchanged at 3.8% in September
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£8.8bn worth of BTL loans advanced in Q2
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Quilter reports third successive quarter of £2bn+ inflows
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IHT receipts total £4.39bn in six months to September
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Younger advisers more likely to work with new clients, study finds
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Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?
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Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.
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In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.
The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
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