Standard Life Home Finance has appointed Phil Quinn as its new head of sales. In his new role, he will be responsible for representing the Standard Life Home Finance brand across the intermediary market, building new relationships and strengthening existing ones with advisers. Quinn, who is DipMAP and CeMAP-qualified, brings extensive experience of the lending market. He was most recently national account manager at Bluestone Mortgages, and prior to that, was head of intermediary sales at LiveMore Mortgages.

Atom bank has cut rates on its near prime residential mortgage range by up to 0.35%. The cuts come in response to recent swap rate movements. The reductions apply to all of Atom’s two-, three- and five-year fixed near prime mortgage products. As a result, rates on five-year fixed near prime products start from 5.24%, while two- and three-year fixes start from 5.59% and 5.44% respectively.

Ian Sturla has been appointed as the new risk lead at LiveMore. He brings more than 16 years of financial services experience, having held senior positions across lending and risk at businesses such as Lloyds Bank, Coutts and most recently, C. Hoare & Co. For the past decade, he has specialised in private banking, providing risk oversight and underwriting for complex facilities tailored to ultra-high net worth individuals.

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