Saffron Building Society has reduced rates by 0.20% across its owner occupied range to support borrowers securing a mortgage that suits their needs. As part of the changes, two- and five-year fixed owner occupied products at 80% LTV now start from 5.17% and 4.77% respectively, while its two-year 85% LTV product starts from 5.27%. The lender’s 90% LTV owner occupied product start from 5.37% at 90% LTV. All products come with a £999 arrangement fee.

Nottingham Building Society has made steps to improve affordability for future homebuyers by making a number of reductions across its stress rates for residential and buy-to-let (BTL) applications. Stress rates for residential applications have been cut by 0.15%, with the lowest option now starting from 6.20%. Meanwhile, its BTL stress rates have been reduced by 0.30%, with the lowest now starting at 5.70%. The changes come after the Nottingham also launched two new residential £5,000 cashback products to combat stamp duty changes.

Hargreaves Lansdown has boosted its cash ISA offering ahead of the end of the tax year, offering a range of exclusive fixed terms. The lender’s cash ISA offers over 15 exclusive cash ISA rates from its bank and building society partners that aren’t available on the high street. On its easy access option, rates start from 4.40% in partnership with Atom Bank, while its six-month fix with Paragon Bank starts from 4.30%. In its partnership with Chetwood Bank, Hargreaves Lansdown is offering one, two and three-year fixes start from 4.36%, 4.31% and 4.30% respectively. Its five-year fix also starts at 4.30%.

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