News in brief - 8 July 2025

Hampshire Trust Bank (HTB) has extended its specialist mortgages and bridging distribution into Scotland, providing brokers with access to support and solutions for complex cases and non-standard property types across the UK. The move builds on recent enhancements to HTB’s proposition, including the launch of Portfolio Edge, enhanced pricing on semi-commercial properties above £5m, increased flexibility on heavy refurbishment funding and a raised maximum customer exposure limit to £35m. Business development executive at HTB, Jack Slade, will support brokers based in Scotland, working alongside the rest of the lender’s sales team across the UK.

Aldermore has increased rates on its fixed rate ISA savings accounts, in order to give customers better returns on their money. On the firm’s one-year fixed rate ISA, rates have been increased from 4.16% to 4.20%, while on its two-year fix, rates have jumped from 4.06% to 4.13%. The rate increases on the personal savings products are available immediately.

Skipton Building Society has cut rates across 114 of its mortgage products. The changes apply to its entire residential range for both new business and existing customers, with rates being cut by up to 0.27%. On Skipton’s two-year fix at 95% LTV, rates now start from 4.99% with a £495 fee, while its five-year fix at 85% LTV is available from 4.60% with no fee and £500 cashback. The latter product is also available at 4.43% with a £1,295 fee.



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