Accord Mortgages has added residential mortgages up to 95% LTV back to its range to provide more options for borrowers with smaller deposits.

The lender recently returned to market with two and five-year fixes up to 85% LTV but has now confirmed it is offering a wider range of mortgages, following a temporary withdrawal.

Options for the Help to Buy and Deposit Unlock schemes, as well as new-build, boost loan-to-income (LTI) and cascade products up to 90% LTV have been made available, alongside a range of three-year fixes and discounted standard variable rate (SVR) mortgages.

Accord’s range now includes a five-year fixed rate of 6.35% at 90% LTV as well as a five-year fixed rate of 6.71% at 95% LTV. It also has a Help to Buy two-year fixed rate of 6.10% at 60% LTV and a two-year discounted SVR rate of 4.19% at 85% LTV.

Managing director at Accord, Jeremy Duncombe, commented: “Our sensible and phased return to market means we’re now in a position to start lending again with a wider range of mortgages, which I’m sure will be welcome news to brokers and their clients, particularly those with the smallest deposits.

“As a responsible lender, we’ve carefully monitored the market and maintained our currently excellent service levels to make sure brokers continue to receive the quality of service they expect from us.”

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