Fintech group Sikoia has announced a new partnership with Bath Building Society to support the automation of mortgage document handling, income verification, and affordability checks.

The move will combine Sikoia’s AI-powered platform with Bath’s cloud-based mortgage origination technology, which is provided by One Mortgage System (OMS).

Bath suggested the partnership will form part of the society’s wider technology transformation programme and its adoption of cloud-based lending infrastructure.

Through the partnership, Sikoia will provide Bath with a range of automated customer verification capabilities. By deploying Sikoia’s solution, the society will reduce the manual effort and turnaround times for users by automating key verification steps, enabling faster decisions and an improved experience for brokers and customers alike.

Sikoia founder and CEO, Alexis Rog, commented: “Automating verification is one of the most effective ways lenders can drive consistency and quality across the mortgage journey.

“By reducing manual document handling and automating income checks, Bath is strengthening decision-making and supporting a smooth, consistent experience for both brokers and customers. We’re pleased to be working closely with Bath to help optimise existing processes as they continue to modernise their technology stack.”

Head of mortgages at Bath Building Society, Craig Brown, added: “Automating document processing and verification will have a real impact on how quickly and consistently we can progress applications.

“By reducing manual checks and providing underwriters with the key information, summarised, we’re able to make decisions faster and give brokers clearer feedback, which ultimately improves the experience for customers.”

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