MCI Mortgage Club has announced the addition of United Trust Bank (UTB) to its panel.

UTB lends on first and second charge mortgages up to £500,000 and the specialist lender will consider non-prime customers and non-standard construction property types.

Last year, UTB launched an app for brokers and customers, Secure Chat Hub, to communicate securely with the bank during mortgage applications. The app runs complete security checks using facial recognition for ID verification, and can upload documents and accept e-signatures.

Head of MCI Mortgage Club, Melanie Spencer, said that MCI and UTB “share a passion for technology”.

“Our CRM system and digital mortgage platform includes full integrations with third party partners to cover the whole mortgage journey and was built by our sister company eKeeper,” Spencer commented.

“The partnership with UTB extends our reach into second charge and brings our members more choice for specialist mortgages including residential, bridging and development finance.”

UTB sales director – property intermediaries, Mike Walters, added: “We are looking forward to working with MCI and introducing its members to UTB’s familiar brand of outstanding service and common-sense approach to underwriting.

“Our investment in technology has made it easy for brokers and their clients to communicate and complete business with us quickly and securely. Our online Decision in Principle ensures everyone experiences a quick, smooth and successful journey from application to completion.”

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