News in brief - 11 November 2026

Fleet Mortgages has reduced rates by 20 bps across all five-year fixed products with either a 3% or 5% product fee across its standard, limited company and HMO/MUFB products at up to 75% LTV.

As a result, its three-year 3% fee standard and limited company products now start from 5.44%, while its HMO/MUFB products start from 5.69%.

Meanwhile, its recently launched standard and limited company five-year fixes with a 5% fee have been reduced to 5.04%, while its HMO/MUFB product has been cut to 5.29%.

Landbay has reduced rates by 20 bps across its core and core AVM five-year products.

The reductions mean its core five-year products at 75% LTV are now available from 5.44% with a 6% fee, while a 6.24% option is also available with a 2% fee.

The BTL lender has also reduced rates by 25 bps across its core product transfer five-year fixed-rate range. Free valuation products are now available at 5.49% with a 6% fee at 70% LTV, 5.74% with a 5% fee at 75% LTV, and 6.24% with a 2.5% fee at 78% LTV.

Molo has cut rates on all two- and five-year fixes across standard BTL products by 10bps.

As a result, its two-year standard BTL range now starts from 3.60%, while five-year fixes are available from 5.30%, both at 75% LTV.

Products at 80% LTV start from 3.65% on two-year fixes and five-year fixes are available from 5.35%.



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