News in brief - 12 May 2025

Darlington Building Society has reduced rates by up to 0.35% across its residential mortgage range. As a result, two-year fixes are available from 5.19% and 5.39% at 90% and 95% LTV respectively, while five-year fixes start from 4.94% and 5.14% respectively. The society has also launched new fixed rate options at 90% and 95% LTV for specialist and visa applicants. On this range, three-year fixes start from 5.59% and 5.89% at 90% and 95% LTV respectively, while five-year fixes start from 5.39% at 90% LTV and 5.69% at 95% LTV.

Buckinghamshire Building Society has launched a two-year everyday buy-to-let (BTL) fixed rate product. The BTL product is available at up to 5.49% at up to 80% LTV, with loan amounts from £50,000 to £500,000 and comes with a product fee of £1,195. The society has also repriced a number of its credit revive and credit restore products, with reductions of up to 40 bps. These include the credit revive two-year fixed rates, available at 5.59% and 6.09% at up to 70% and 85% LTV. The credit restore range has also been updated, with two- and three-year discounted rates starting from 6.25% and 6.39% respectively at up to 70% LTV.

StreamBank has added title insurance to all of its bridging cases up to £2bn, with the aim of achieving faster completion and greater certainty for brokers and their clients. The policy, provided by Westcor, is designed to help speed up the legal process by reducing the number of solicitor checks required. The policy guarantees that the property title is free from defects, the lender has a valid and enforceable first charge and the mortgage is secured on good and marketable title.



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