Accord Mortgages has reduced rates across its residential and buy-to-let (BTL) mortgage ranges by up to 0.25% and 0.15% respectively. On the lender’s residential range, two-year purchase fixes start from 5% at up to 90% LTV with no product fee and £300 cashback. Five-year remortgage fixes are available from 4.22% at up to 75% LTV with a £1,495 fee and either £500 cashback or remortgage legal services. On the BTL remortgage range, two-year fixes start from 4.04% at up to 60% LTV with a £3,495 fee, while five-year fixes start from 4.89% at up to 80% LTV with a £999 fee. All products come with a free standard valuation.
The Right Mortgage & Protection Network has appointed Keith White as its new regulatory trainer. As part of the role, he will assist with the delivery of the network’s training programme, identifying and addressing training needs across the business and monitoring and assessing the effectiveness and success of the overall programme. White brings over 18 years of experience in the training sector to the role, joining the firm from Mortgage Advice Bureau, where he was a learning development consultant. He also held the same role at the Financial Ombudsman Service and has worked as a mortgage adviser and a variety of other sales at NatWest.
Melton Building Society has cut rates on its residential range by up to 0.29%. As a result, its 80% LTV two-year fix now starts from 4.49%, with no application or completion fees and includes £500 cashback. The 90% LTV two-year fix has been reduced by 0.15% to 5.14% with a £199 application fee, no completion fee and £500 cashback. For those wanting a longer-term option, the 90% LTV five-year fixed rate is now 4.74%, offering the same fee and cashback structure, while the 95% LTV option starts from 5.25% with a £199 application fee and no completion fee.
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