Just Mortgages has boosted its recruitment team by appointing Sascha Mason as a senior recruitment consultant. Mason brings financial services recruitment experience and comes from a self-employed background. She joins from The Recruitment Experts and in her new role, she will be tasked with growing the self-employed division at the mortgage brokerage focus. She will also work on recruitment efforts for the firm’s business principals, helping them to fund new adviser talent at no extra cost to their businesses.

Landbay has made reductions across its premier standard two- and five-year products by up to 10 bps, which also covers both product transfer and like-for-like remortgages. As a result, its two- and five-year premier products start from 4.79% and 4.84% with a 1% fee. Its five-year fix is also available at 4.04% with a 5% fee, while its two-year fix starts from 3.29% with a 4% fee. Furthermore, its LFL two-year fix offers a rate of 4.29% with a 2% fee. All products are available at up to 75% LTV.

Precise has improved its LTV on new build properties and those with tier 4 adverse histories. Throughout the year, Precise has focused on an overhaul of its residential proposition, including increasing its LTV to 95%, increasing its loan-to-income ratio to six times and reducing its stress rates. The latest improvements include adverse, affordability and lower pricing to support more borrowers with a range of options that address the financial challenges they may be facing whilst trying to secure home ownership. From today, its new build options are available from up to 90% LTV with rates starting from 4.55%. Also, its 95% LTV products have been extended to adverse tier 4 or those with past defaults or missed payments.

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