Pepper Money has expanded its limited edition residential product range, which is now available up to 85% LTV.
The lender said its range is suitable for customers who haven’t had a county court judgement (CCJ) or default in 48 months, as well as for customers who fail a credit score with a mainstream lender or those with recent unsecured missed payments.
Originally only available as a single product up to 75% LTV, the expanded range now provides options at 65%, 75%, 80% and 85% LTV. Pepper Money confirmed the products are available on both two and five-year fixed rates, with prices starting from 2.90% on two-year and 2.95% on five-year fix, respectively.
All Pepper Money’s products offer free valuations with a completion fee of £995.
Pepper Money sales director, Paul Adams, commented: “We’re proud to continue evolving our product range to meet the needs of brokers and their customers and our updated residential limited edition products are now available to customers with smaller deposits. This means that even more people can benefit from our low limited edition rates.
“We also understand the challenges that landlords face in the current environment, and so we have reduced completion fees on our buy-to-let limited edition. We are sure these new and updated limited editions will prove popular with brokers and look forward to continuing to open the door for even more customers.”
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