Zephyr Homeloans has announced the launch of new 80% LTV mortgages which will be available exclusively through its packager channel.

The specialist buy-to-let (BTL) lender confirmed the rates for its 80% LTV product start at 3.89% for a two-year, fixed rate mortgage.

Rates will also start at 4.15% for a five-year, fixed rate mortgage for purchases and remortgage on standard properties. Zephyr also confirmed the maximum loan amount is up to £750,000.

“Since Zephyr entered the market two years ago, we have established ourselves as a lender that is finely attuned to the needs of specialist and portfolio BTL landlords,” commented Zephyr managing director, Paul Fryers.

“Our 80% LTV mortgages are competitively priced and available to both individuals and limited companies – and will further enable intermediaries to serve the needs of buy-to‑let borrowers.”

“Given the competitive nature of the property market, processing cases quickly has never been more important, and last month we answered 90% of calls within 30 seconds – and actioned all DIP referrals within 24 hours.”

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