Accord Mortgages has made further reductions to its buy-to-let (BTL) by up to 0.30% on its five-year fixes. The lender’s two and three-year rates have also been cut by 0.15% and 0.20% respectively. The new range includes a two-year fix at 5.09% at 80% LTV, which is suitable for those purchasing a property and it comes with a £3,495 fee. The three-year fix for those remortgaging is available at 4.44% at up to 65% LTV, which comes with a £995 fee and free remortgage legal service. The five-year remortgage product is available at 4.14% at 60% LTV with a £995 fee, also with free remortgage legal service. For the five-year purchase fix, the product is available at 4.04% at 60% LTV, with a £1,995 fee and £500 cashback. All products come with a free standard valuation.

Hampshire Trust Bank (HTB) has appointed Chloe House as business development manager (BDM) for the firm’s newly established south coast region. The decision comes in response to “substantial” broker demand in the area, enabling HTB to continue delivering its service and build stronger relationships with brokers. House joins the firm from SPF Private Clients, where she served as a finance specialist, where she honed her skills in mortgage advice and structuring complex deals.

Leeds Building Society has made a range of improvements to its limited company BTL products, aiming to support brokers dealing with complex BTL cases. Under the new offerings, the firm now offers enhanced underwriting service from a team of specially trained experts, a comprehensive support from its network of BDMs across the country and a dedicated solicitor panel with full coverage across England, Wales and Scotland. It also includes a packaged checklist and affordability calculator, an application system and easy case progressions and an improved interest cover ratio and stress rate.

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