CHL Mortgages cuts rates at 75% LTV

CHL Mortgages has announced several rate cuts across its 75% LTV product range by up to 15 basis points.

The intermediary-only specialist buy-to-let (BTL) lender’s five-year fixed rates will now start from 3.10% at 75% LTV on individual and limited company products. HMO & MUFB two-year products will start from 3.39%, and five-year from 3.48%.

CHL also confirmed that at 65% LTV for individuals and limited companies, the 3.19% five-year fixed rate now has a reduced arrangement fee of 1%.

ICR starts from 125% of the mortgage payment and is calculated at pay-rate for all five-year products on both purchase and remortgage products, including HMO/MUFB.

CHL commercial director, Ross Turrell, commented: “We’ve seen positive movement in the markets with long term swap rates improving and so have moved quickly to pass these savings onto landlords through our intermediary partners.

“The BTL marketplace is hugely competitive and it’s important to outline our product and service values on an ongoing basis. Passing on these savings – alongside no loading on our valuation fees – demonstrates our commitment to promoting transparency throughout our proposition. Attributes we will continue to build on in H2 2021.”

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