Darlington Building Society has become the latest lender to join MCI Mortgage Club’s lender panel.
The society offers a range of mortgages from residential and buy-to-let products through to complex including credit repair, and there is no credit scoring as each application is underwritten on an individual basis.
Darlington indicated it is keen to help first-time buyers and its range also includes joint borrower/sole proprietor and Help to Buy purchase and remortgages.
It can also accept four applicants on a mortgage and use all four incomes at 4.5x loan-to-income.
Head of MCI Mortgage Club, Melanie Spencer, said that Darlington is “a very welcome addition” to the mortgage club.
“Its array of lending criteria and products means the Society can offer our members choice and adaptability to what can seem like difficult cases,” Spencer commented.
Darlington head of intermediary distribution, Chris Blewitt, added: “The strap-line we use at Darlington is, ‘We make complex cases simple’ and we do that through our common sense underwriting and flexible lending criteria which underpins our personalised approach to lending.”
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