One Mortgage System (OMS) has expanded its agreement with Nationwide which will see the building society adopt the group’s full application programming interface (API).

The expansion follows the success of an initial integration period.

Brokers using OMS can now submit decisions in principle (DIPs) for Nationwide’s mortgage applicants, including self-employed, contractors, foreign nationals and those looking for interest-only options.

The process has also been refined to make submissions faster and more accurate, meaning fact find information from OMS is passed directly to Nationwide without the need to rekey data. Once submitted, Nationwide’s decision is returned directly into the OMS platform, allowing brokers to review, amend and resubmit if necessary.

OMS managing director, Neal Jannels, commented: “We’re always listening to what our lending partners and our users need and this speedy upgrade to the initial Nationwide integration reflects that. The result is a more complete, end-to-end journey for a wider variety of cases. It streamlines submissions and removes duplication, helping brokers and clients reach the right outcome more quickly and accurately.

“Our platform continues to evolve in line with broker needs and lender collaboration, and this is another key step in delivering a joined-up solution across the market.”

Nationwide’s head of intermediary digital, Andy Tilsley, added: “We continue to support the intermediary market by making it easier and quicker for brokers to do business with us. We’ve worked closely with OMS to enhance the digital journey to improve the quality of submission and save broker’s time. Today’s announcement represents a significant milestone, and we will look to build on this through further collaboration.”

---